R.O.S.E., Resources/Outreach to Safeguard the Elderly
The holiday season is a time for spreading joy and giving, but unfortunately, it’s also a prime time for scammers to prey on unsuspecting individuals. As the holidays approach, it’s essential to be vigilant and protect yourself from potential scams that can ruin your festive spirit. Here are some tips to help you identify and protect yourself from scams during the upcoming holiday season.
Beware of Online Shopping Scams. Online shopping is more popular than ever during the holiday season, and scammers are well aware of this. Be cautious when shopping online and make sure to only purchase from reputable websites. Look for secure payment options and keep an eye out for any suspicious links or deals that seem too good to be true.
Verify Charitable Donations. The spirit of giving is abundant during the holiday season, and scammers often exploit this generosity. Before donating to a charity, ensure it is legitimate. Verify the organization’s credentials and consider using trusted platforms for donations.
Be Wary of Phishing Emails and Unsolicited Calls. Scammers often send phishing emails that appear to be from well-known companies asking for personal information or payment. Be skeptical of unsolicited emails and calls. Never give out personal or financial information to unsolicited callers. Check their legitimacy by contacting the company directly or visiting their official website.
Watch Out for Fake Gift Cards. Gift cards are a popular holiday gift, but scammers may sell counterfeit or used gift cards. Purchase gift cards from reputable retailers and avoid buying them from unknown sources or individuals online.
Secure Your Personal Information. Protect your personal information, such as your Social Security number and credit card details. Ensure your online accounts have strong, unique passwords, and consider using two-factor authentication for added security. Place a credit freeze on your identity at all of the three major Credit Bureaus—Experian, Equifax, and TransUnion.
Educate Yourself and Stay Informed. Stay informed about the latest scams and fraud techniques by following updates from reputable sources. Awareness is your first line of defense. Sign up for emails or physical newsletters from R.O.S.E., view our resources, make a donation at www.roseadvocacy.org. Contact us at [email protected] or 602-445-7673 with any questions or comments.
Trust Your Instincts. If something doesn’t feel right, trust your instincts. Scammers often create high-pressure situations or use emotional manipulation to get you to act without thinking. Take a step back and evaluate the situation carefully.
Report Suspected Scams. If you come across a potential scam, report it to the appropriate authorities, such as the Federal Trade Commission or your local law enforcement. Reporting scams helps protect others from falling victim to the same schemes.
By following these tips, you can help ensure that your celebrations are filled with joy, love, and laughter, without the worry of falling victim to fraudsters.
R.O.S.E. seeks to create change by educating and providing awareness of financial scams that typically target the older/elderly population, with a focus on those age 60 and over. For more information and resources, visit www.roseadvocacy.org, email us at [email protected], or call us at 602-445-7673.